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Dr. S. Sangeetha
Associate Professor

BBM, MBA,UGC-NET, M.Phil, Ph.D

She is a Graduate in Business Management (PSGR Krishnammal College for Women), Post Graduate in Business Administration from GRG SMS and M.Phil (Management) from Madurai Kamaraj University. To her credit, she has qualified the National Eligibility Test in the year 2005. She has submitted here PHD doctoral thesis (Management) in Anna University Chennai in the research domain Microfinance. She has presented many empirical papers in international and national level conferences in reputed institutes like IIM Ahmedabad, IIM Bangalore, BITS Pilani, ITM Business School Mumbai and Pondicherry University to name few. She has received 6 Best paper Awards from reputed Institutes. She has published many articles in renowned journals both international and of nation repute. She has received the Certificate of Excellence for the publication made by her. She has attended many research based Faculty Development Programmes in renowned institutes like IIMs, IIT Madras etc. She has successfully completed a management funded project in the area of Microfinance. She has been certified for Microfinance by Indian Institute of Banking and Finance. She had been session facilitator for many FDP and MDP programmes. Her interest vests in handling courses like Economics, Financial Services, Strategic Management, Merchant Banking, Banking services, Financial Management, Insurance and Risk Management, Mutual funds Management, International business management and Security Analysis & Portfolio Management. She has taken major administrative activities. She got involved in accreditation like NAAC, NIRF etc. She has 18+ years’ experience in teaching. She serves as a Faculty in KCT Business School since 2006.

  • Sangeetha, S., & Chitra, K. (2021). SOLVENCY AND SURVIVAL OF MICROFINANCE INSTITUTIONS: AN INDIAN SCENARIO-POLICY IMPLICATIONS TO IMPROVE ENDURANCE. Indian Journal of Finance and Banking, 5(2), 130-140. https://doi.org/10.46281/ijfb.v5i2.1097
  • Sangeetha S., Dr. Chitra K. ”Financial Sustainability Assessment of Select Indian Microfinance Institutions-An Empirical Study”, Asian Journal of Research in Social Sciences and Humanities, 2016, Volume : 6, Issue : 6 Pages:595-607; Online ISSN : 2249-7315. Article DOI : 10.5958/2249-7315.2016.00231.8 (June edition). Directory of Open Access Journals (DOAJ Annexure 1- updated list- Anna University.
  • Sangeetha S., Jyotsna K. Preethi, “Is Indian Banking Industry in Great Trouble?-A Credit Risk Analysis of selected Indian Banks using Camel Model” ,Asian Journal of Research in Social Sciences and Humanities 2016, Volume : 6, Issue : 6 ; Pages 1643- 1655; Online ISSN : 2249-7315.Article DOI : 10.5958/2249-7315.2016.00314.2 (June edition). Directory of Open Access Journals (DOAJ Annexure 1- updated list- Anna University.
  • Sangeetha S, “Brent Crude Oil Price Fluctuations and Its Impact on Oil Companies’ Scrips Listed in BSE”, Asian Journal of Research in Social Sciences and Humanities,2016, Volume: 6, Issue: 7, Pages: 1079- 1091; Online ISSN : 2249-7315. Article DOI: 10.5958/2249-7315.2016.00493.7 (July Edition). Directory of Open Access Journals (DOAJ Annexure 1- updated list- Anna University.
  • Sangeetha.S and Ms.Divya.R, published a paper titled “Dwindling Crude Prices and its Upshot on Oil Exploration And Refining Companies’ Scrips”, ZENITH International Journal of Business Economics & Management Research- ISSN 2249- 8826 – ZIJBEMR, Vol.5 (5), MAY (2015), pp. 164-174, Index Copernicus Value of Journal: 5.19
  • Sangeetha.S, “Consortium loans and its effect on NPA with special reference to King Fisher Airlines “, International Journal of Exclusive Management Research, February 2015 – Vol 5 Issue 2 – Online – ISSN 2249–2585 Print – ISSN 2249-8672 , Pg: 1-13 . Impact factor: 5.76
  • Sangeetha.S, ” Determination Of Expected Loss And Credit Risk Using Basel Ii’s Internal Rating Based Approach (IRB)”, International Journal Of Engineering Research and General Science, ISSN 2091-2730– VOl.3 Issue 1 January- February Edition, page 1161-1165, Impact factor: 3.843
  • Sangeetha.S & Dr. K.Chitra “Assessment of Credit Risk and Financial Sustainability of Select Indian Microfinance Institutions– An empirical study” European journal of economics finance and administrative sciences Issue Month & No: Issue 67, August 2014 , Pages 106-124, (EBSCO, Scopus Impact Factor: 0.213) Annexure NO: II ( September 2013 Version).
  • Sangeetha.S, “Role of Innovation in Global Economic Development- An Empirical Study”, International Journal of Exclusive Management Research – May 2014 – Vol 4 Issue 5 – Online – ISSN 2249–2585 Print – ISSN 2249-8672, Impact factor: 5.76
  • S. Sangeetha, “Hitting Prices and Doubling Burdens: A Fact Sheet of Indian Scenario”, International Journal of Business & Management ‘The IJBM’ Journal, Volume II, Issue IV, April, 2014 page 92-96. ISSN 2321 – 8916. Impact factor: 0.7333
  • Sangeetha.S & Dr. K. Chitra, “Drift in Global Micro finance Industry- An Empirical Study, Standard International Journals S. Sangeetha & Dr. K. Chitra (2013), published a paper titled “Drift in Global Microfinance Industry – An Empirical Study”, The SIJ Transactions on Industrial, Financial & Business Management (IFBM), The Standard International Journals (The SIJ), Vol. 1, No. 2, Pp. 40-48. Print ISSN: 2321 – 2411, Online ISSN: 2321 – 242X. The paper got Certificate of Excellence and had been published in Special Annual issue 2013, Volume: 1, December 2013, ISSN: 2321-2411, Page: 27-35.
  • Sangeetha.S and Dr. K. Chitra (2013) published a paper titled “Antecedents of Entrepreneurial skills among rural women entrepreneurs: A Study on the SHG linked Micro-enterprises” The International Journal’s Research Journal of Social Science & Management (RJSSM) National Library, Singapore, Volume: 03, Number: 03, July-2013, Pp: 118-126; ISSN: 2251-1571. Impact Factor: 3.301
  • Sangeetha.S, “Credit Risk Management of Loan Portfolios and Measurement of Credit Risk Efficiency at Canara bank” Marketology – Journal of Institute of marketing & management-A half yearly research, Vol.7 No.2, July- December 2013, ISSN 0973-7901
  • Sangeetha.S & Dr.K.Chitra(2013) published a paper titled “Indian Microfinance Institutions – is it A Lacklusture?”Researchers World -Journal of Arts, Science & Commerce, an International Refereed Research Journal, www.researchers world.com , Vol.–IV, Issue–3(2), July 2013, 26-35 , ISSN 2231-4172.
  • Sangeetha.S. 2017. “Changing Facet of India”, Indian’s Foreign Policy Transformation: Issues and challenges (ICIFPT – 106), pp: 230 – 233, ISBN: 978-93-86176-69-1
  • Sangeetha.S and Dr. K.Chitra” Indian Microfinance Institutions – Are they financially Sustainable? – An empirical study Book proceedings under the theme Evidence based Management practices in Economics & Finance. Birla Institute of Technology & Science, Pilani, Rajasthan on March 20-21, 2015. Vol 1, Pages: 233-241.ISBN: 978-93-84935-18-4.
  • Sangeetha.S “Spurred Inflation And Handicapped Aam Aadmi”, “Achieving Millennium Development Goals- Challenges And Future”, Hikey Media Publishers Vol II, Page Numbers: 478-482, IBSN : 978-93-82570-26-4
  • Sangeetha.S, “Is Indian Government’s Policy on Trade – Appreciable Or Ambiguous?”, “Achieving Millennium Development Goals- Challenges And Future”, Hikey Media Publishers Vol I, Page Numbers: 104-109, IBSN : 978-93-82570-25-7
  • Sangeetha.S, “Sustainability Of Micro Finance Industry- Indian Perspective”, “Achieving Millennium Development Goals- Challenges And Future”, Hikey Media Publishers Vol II, Page Numbers: 494-498, IBSN : 978-93-82570-26-4
  • Sangeetha.S, “Approach towards Sustenance of Indian Microfinance Industry – A New Move “, “Indigenous Management Innovation & Practices”, Page Numbers: 23-29, March 2014
  • Sangeetha.S, “Does Innovation Boost Economic Development- A Global Scan?, “Indigenous Management Innovation & Practices”, Page Numbers: 30-36, March 2014.
  • Sangeetha.S “Drift in Global Microfinance Industry- an Empirical Study” January 2013-International Conference Proceedings of the 10th AIMS International Conference on Management, ISBN: 978-81-924713-1-0, PAGE: 2523-2529.
  • Sangeetha. S & Dr.K.Chitra (2012), “Indian Microfinance Industry – Is it a risky venture?”, 5th International Conference on Emerging Financial Markets – Full Text Proceedings, PSG Institute of Management in collaboration with University of Toledo, USA, PSG Centre for Advertising & Communications, ISBN:978-93-5087-0224, Vol.1/Issue 1, Dec 2012, pp 409-424.
  • Sangeetha.S(2012) has published her paper titled “Managing Risk – Is it beyond the reach of Micro finance Institutions?” In the International Conference proceedings of “The Innovation in Engineering and Technology for Sustainable Development, ISBN 978-81-920-460-5-5, IETSD 2012, Page :126-133
  • Sangeetha.S & Dr.K.Chitra (2011) “Antecedents of Entrepreneurial skills among rural women entrepreneurs: A Study on the SHG linked Micro-enterprises” – January 2011 – AIMS International Journal-http://www.trikal.org/aims8 Proceedings/pdf/ Entrepreneurship/D8515-done.pdf
  • Sangeetha.S (2011) “Cost determination of Micro finance Institutions” – on Transformation, Adaptation and Sustainability towards a Brighter future”; Kaleidoscope -Patrician College of Arts and Science, P.T.Publishers-pages-217-219.
  • Sangeetha.S (2010) “Impact of Microfinance on the poor mass (Focusing on women Self Help Groups, Coimbatore)”, Microfinance enabling empowerment; Vijay Nichole, Page numbers: 630-642, ISBN-10:81-8209-265-5.
  • Sangeetha .S (2009) “Microfinance – A Boon to Poor Women Self Help Groups” 7th AIMS International Conference, Indian Institute of Management (IIM), Bangalore on December 20-23, 2009.
  • Sangeetha.S: the financial inclusion in the Indian economy- AICTE Sponsored Three Day National Seminar on “Financial Sector- Contemporary Issues”, Sree Saraswathi Thyagaraja college, Pollachi, September 15-17, 2009 on the title “Microfinance – a boon to poor (focused on women Self Help Groups)”.
  • Sangeetha.S (2006), “Value chimera- A new Framework of Strategy in AIMA’s-Organisational management, Vol.XXII.No.2, July- September 2006.
  • Sangeetha.S, presented titled presented “Analysing the credit risk of Micro Finance Institutions- A Qualitative Approach” in the International Conference on Contemporary Researches in Engineering, Science, Management & Arts (ICCRESMA) powered by National Foundation for Entrepreneurship Development (NFED) in association with Apollo MedSkills Ltd (AMSL), Hyderabad @ AMSL, Chennai campus on February 29, 2020.
  • Sangeetha.S, presented and published a paper titled “Changing Facet of India” in an International Conference on “India’s Foreign Policy Transformation: Issues and Challenges (ICIFPT -2017)” – March 30-31st 2017 held at Kongu Engineering College.
  • Sangeetha.S presented a paper on “Indian Microfinance Institutions – Are they financially Sustainable? – An empirical study” Book proceedings under the theme Evidence based Management practices in Economics & Finance. Birla Institute of Technology & Science, Pilani, Rajasthan on March 20-21, 2015.
  • Sangeetha.S, “Drift in Global Microfinance Industry- an Empirical Study” January 6, 2013-International Conference Proceedings of the 10th AIMS International Conference on Management.
  • Sangeetha.S & Dr.K.Chitra, Director, DoMS, SREC, Cbe presented a paper on “Indian Microfinance Industry – Is it a Risky Venture?” at the 5th International Conference on Emerging Financial Markets at PSG Institute of Management in collaboration with University of Toledo, USA on December 28, 2012.
  • Sangeetha.S & Dr.K.Chitra “Managing Risk- Is it beyond the reach of Micro finance Institutions?” September 3- 5, 2012. International Conference titled “Innovations in Engineering and Technology for sustainable Development, Bannari Amman Institute of Technology.
  • Sangeetha.S “Indian Microfinance Institutions – Are they playing safe?” March 16, 2012, Vellore Institute of Technology, Vellore
  • Sangeetha.S and Dr.K.Chitra “A Study on Risk Management Analysis for Microfinance Institutions” , February 3 – 4, 2012; International Conference on Financial inclusion- Multi perspective Institute of Technology & Management (ITM), NaviMumbai. (Won Best Paper Award)
  • Sangeetha.S and N.Lakshmanan& S.Ajith Kumar “Are Small Cap Mutual Funds a Heavenly Choice or Not?” 16-Feb-12; International Conference on Emerging trends in Business Research MEASI Institute of Management, Chennai
  • Sangeetha.S and Dr.K.Chitra presented paper on “Antecedents of Entrepreneurial skills among rural women entrepreneurs: A Study on the SHG linked Micro-enterprises” in the Eighth AIMS International Conference on Management, Indian Institute of Management, Ahmedabad, January 1-4, 2011.
  • Sangeetha.S presented paper on “Impact of Microfinance on the poor mass (Focusing on women Self Help Groups, Coimbatore)” in the Third International Conference on Microfinance- Pondicherry University, Puducherry-January 22-24, 2010.
  • Sangeetha.S – presented paper on – Microfinance – A boon to poor women Self Help Groups in the Seventh AIMS International Conference on Management , Indian Institute of Management, Bangalore , December 20-23, 2009.
  • Sangeetha.S and Senthil Kumar.A presented paper on “FDI in India” in Global Management Challenges – Nandha Engineering College, Erode on 17th October 2008.
  • Senthil Kumar.A and Sangeetha.S presented paper on “Liquidity Risk management- A challenge for banking System in the new era” in Global Management Challenges – Nandha Engineering College, Erode on 17th October 2008.
  • Sangeetha.S presented a Case in the National Conference on “Digital Grid- transforming the VUCA World” held at Sri Ramakrishna Engineering college on April 12, 2017. The topic of the case was “Fly Not KingFisher- A Case on Indian Aviation Company”
  • Sangeetha.S and Ms. Abhirami. P (Roll No: 15MBA090), presented a paper in the National Conference on “Digital Grid- transforming the VUCA World” held at Sri Ramakrishna Engineering college on April 12, 2017. The topic of the paper was ” Factors Determining The Behaviour Of Exchange Rate Movement And Its Impact On Working Capital Of Large And Medium Indian It Companies”
  • Sangeetha.S and Mr. Sreekumar. M (Roll No: 15MBA077), presented a paper in the National Conference on “Digital Grid- transforming the VUCA World” held at Sri Ramakrishna Engineering college on April 12, 2017. The topic of the paper was “A study on Effect on bullions- A Pre & post demonentisation study”.
  • Sangeetha.S and Ms. Induja. (Roll No: 15MBA114), presented a paper in the National Conference on “Digital Grid- transforming the VUCA World” held at Sri Ramakrishna Engineering college on April 12, 2017. The topic of the paper was “Impact of calendar Analmolies in Indian Stock market indices”.
  • Sangeetha.S and Mr. Karthikeyan.C. (Roll No: 15MBA047), presented a paper in the National Conference on “Digital Grid- transforming the VUCA World” held at Sri Ramakrishna Engineering college on April 12, 2017. The topic of the paper was “ Demonetisation effect on Investment planning of Singles & Young married Couples”.
  • Sangeetha. S and Abinaya.N presented a paper in the “5th National Conference on Recent Advancements in Business Practices” titled “Volatility Grit in the Presence Of Structural Breaks”, NISM: Recent Advancements in Business Practices. The paper was awarded as the “Best Paper”. The conference was organized by Nehru Institute of Management Studies on March 31st , 2017
  • Sangeetha.S presented a paper titled “Consortium loans and its effects on NPA with Special reference to Kingfisher Airlines ” in an national conference” Emerging trends in financial market (Strategic Challenges, opportunities and operational issues” held at Kongu Engineering College, Perundurai on March 6th, 2015
  • Sangeetha.S & Divya.R presented paper at National Conference “Indian Business Management” on the titled “DWINDLING CRUDE PRICES AND ITS UPSHOT ON OIL EXPLORATION AND REFINING COMPANIES’ SCRIPS” at Sri Ramakrishna Institute of Technology, Coimbatore on April 25, 2015.
  • Sangeetha.S & Kavishree.R presented paper at National Conference “Indian Business Management” on the titled ““IMPACT OF PRE & POST BUDGET ANNOUNCEMENTS AND ITS IMPLICATIONS ON STOCK RETURNS FOR THE STUDY PERIOD (2005-2015)”at Sri Ramakrishna Institute of Technology, Coimbatore on April 25, 2015. The Paper won Best paper in the conference.
  • Sangeetha.S , “Approach towards Sustenance of Indian Microfinance Industry – A New Move ” National Seminar on “Indigenous Management Innovation & Practices” Sri Ramakrishna Engineering College, March 14, 2014. Received second BEST PAPER AWARD.
  • Sangeetha.S & Mr. K.Ramkumar, “Does Innovation Boost Economic Development- A Global Scan?, National Seminar on “Indigenous Management Innovation & Practices”, Sri Ramakrishna Engineering College, March 14, 2014,Received BEST PAPER AWARD.
  • Sangeetha.S & Divya. R., “Spurred Inflation and Handicapped Aam Aadmi”, ICSSR sponsored NationalConference “Achieving Millennium Development Goals- Challenges and Future” Vels University on March 14, 2014.
  • Sangeetha.S & Sridevi.S, “Is Indian Government’s Policy on Trade – Appreciable Or Ambiguous?”, ICSSR sponsored National Conference “Achieving Millennium Development Goals- Challenges And Future” Vels University on March 14, 2014.
  • Sangeetha.S & R.Kavishree “Sustainability of Micro Finance Industry- Indian Perspective”, ICSSR sponsored NationalConference “Achieving Millennium Development Goals- Challenges and Future” Vels University on March 14, 2014.
  • Sangeetha.S won Best Paper Award for the paper “Managing risks in Indian Microfinance” – National Seminar on “Emerging Paradigms in Management Research”, Sri Ramakrishna Engineering College, Coimbatore, March 25, 2011.
  • Sangeetha.S presented paper on “Cost determination of Micro finance Institutions” – National Seminar on Transformation, Adaptation and Sustainability towards a Brighter future” – Patrician College of Arts and Science, Chennai, March 5, 2011.
  • Sangeetha.S presented paper on “Corporate Social Responsibility in rural market- Social marketing” – National Conference on Impact of Microfinance in Competitiveness and Growth of Rural Market in India -PSGR Krishnammal College for Women, December 23, 2010.
  • Sangeetha.S presented paper on “Microfinance- A panacea to the Poor” – National Conference on “Financial Sector- Contemporary Issues” – Sree Saraswathi Thyagaraja College, Pollachi September 15-17, 2009.
  • Sangeetha.S and Vaishnavi presented paper on “Creativity for competitive edge” in the national conference on “Corporate Restructuring Strategy- Value Addition” – Dr.SNS Rajalakshmi Institute of Management. March 19, 2009- Best Paper Award.
  • Sangeetha.S presented paper on – Strategic Issues for Indian Corporates” in the National Seminar on “Management Avant-Garde”, (Issues, Challenges and prospects of Modern management in the changing Scenario), Sree Saraswathi Thyagaraja College, Pollachi , March 20, 2009.
  • Sangeetha.S presented paper on “The Customer – A development Partner” – National Conference on “Innovative marketing strategies towards customer centric Approach” – PSGR Krishnammal for Women, September 10, 2008.
  • Sangeetha. S presented a paper on Human resource practices to sustain employees – National Conference on “HR Practices in Knowledge Management Era” – Karpagam College of Engineering, February 2006.