Loan Syndication of Working Capital Loans – Banker’s Perspective
A guest lecture on Loan Syndication of Working Capital Loans – Banker’s Perspective was organized for students of II MBA (Batch 2020-22) on December 4, 2021. The guest Mr. Sarath Nair, Vice President & Unit head- HDFC- Business Bank, TN, Part of AP & Kerala, started with the History, Evolution, and Importance in Corporate Loan Syndication. He explained about PNL and Balance Sheet of a company and Non-Profit Assets: Flags. He touched upon Risk Weightage Calculation during Loan Syndication to a corporate, Loan Disbursement and Retail Loans and Wholesale Loans. He differentiated and explained about the different types of loans, their interest rates. He reiterated on Assets Turnover, Capital, and Turnover. The 38 students of Finance specialization gained in depth knowledge of the Loan Syndication of Working Capital. The guest lecture was organized by Dr. Sangeetha S, Associate Professor-Finance