Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet by N.V.L.Ratan, Ex Deputy General , State Bank of Mysore on February 5, 2018

Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet by N.V.L.Ratan, Ex Deputy General , State Bank of Mysore on February 5, 2018



There was a lecture on Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet for students of I MBA (Batch 2017-19) on February 5, 2018. The guest lecture was facilitated by Mr. N. V. L. Ratan, Ex- DGM, State Bank of Mysore on February 5, 2018. The main activities of bank including sources and applications of funds were explained clearly. The main concepts like credit monitoring, base rate fixation, marginal cost lending in today’s scenario were discussed. The direct income and expenses, indirect income and expenses, assets and liabilities of bank were stated with sections. The entries under each heading of bank accounts were analyzed and interpreted. The calculations regarding ratio analysis were calculated to know the performance of bank regarding the credit activity. The session covered the credit analysis done in banking sectors. The guest lecture was organized by faculty coordinator, Dr. S. Sangeetha Associate Professor, Centre of Finance and student coordinator Vaishna , Batch 2017-19

Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet by N.V.L.Ratan, Ex Deputy General , State Bank of Mysore on February 5, 2018

Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet by N.V.L.Ratan, Ex Deputy General , State Bank of Mysore on February 5, 2018

Credit analysis-credit scoring and consumer credit regulations: Reading and interpreting bank Balance Sheet by N.V.L.Ratan, Ex Deputy General , State Bank of Mysore on February 5, 2018

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